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Groningen - ING Bank

Are you paying your bank ridiculous bank fees for everyday transactions? You shouldn’t be!

I’ve been a saver with ING since they first came to town. The Internet had barely just arrived, it seemed, and next thing you know they had Orange-Dressed staff hawking coffee and a savings account right on Broadway and Granville.

From the start, I’ve loved them. Here’s why:

1. They make banking simple.

2. They cut the bullshit. (sorry for the language. but they do. all the info I’ve *ever* received from them is straightforward, in language anybody can understand. How refreshing is that?).

3. They usually give the best interest rates AND now I have no-fee chequing with them. A pack of cheques is $10. Other than that, no fees. And if you are struggling to keep your money organized (in which case, see my note above about beta-testers for my program!) and from time to time have insufficient funds, this is unbelievable: they don’t charge you if it’s less than a $250 overdraw, provided you pay it back within 30 days.

I’m a believer! Over the past 10+ years, they really HAVE empowered me to “save my money”. If you are cool with online banking, give them a try and you’ll get $25 from them (and I think I get a $13 referral bonus) – just grab the “key” (numbers) from the widget on the sidebar.


About the Author

Imagine if Canadians were known for being all over their money. Engaged. Proactive. Getting out of debt. Savvy. Saving. Generous. Nancy wants to help. Nancy started her own journey with money over 15 years ago, and formed her company “Your Money by Design” in 2004 to help others along the same path. It’s not the usual financial advising/investment stuff. It’s about taking control of day-to-day finances –managing monthly cashflow effectively, spending appropriately, getting out of debt, saving. If you're ready to take control over your finances, pop by her business site, YourMoneybyDesign.com


  1. Kat Karen Eldridge

    I love them as well. I have had an account with them since the VPC days and you told me about them.

    They keep things simple, great customer service and seem to actually want you to save money.

    Thanks Nancy for recommending them many years ago – though we don’t really need to say how many year. LOL


    nancyzimmerman Reply:

    Kat! Thanks for chiming in. Of course you’d recall, with me, when they first made their appearance! I don’t even know if the Chapter’s was even there yet at that point?


    Jan 28, 2011
  2. Bea Scott

    I’m an ING girl too. I have made over $500 in interest since i have started with them.
    I set up accounts for short term and long term savings and have the funds automatically set over to ING monthly. One of my favorite accounts is my xmas account. I save $100 a month for xmas ( we have 4 people in the family and blow through these funds plus a bit more.) I saves me from a nasty xmas hang over visa bill.


    nancyzimmerman Reply:

    Hi Bea – I know! My saving at ING has saved my you-know-what on many occasions. Esp. regarding unexpected vet bills! (why can’t dachshunds brush their own teeth??)


    Jan 29, 2011
  3. brad

    We even have our mortgage with ING — we got a very good rate and good terms (e.g., ability to pay off up to 25% of your mortgage amount in any given year with no penalty). I love the free chequing account, which is really the only free chequing and debit account available in Quebec. President’s Choice Financial isn’t available here, and while there are workarounds they’re not easy. ING’s Thrive Chequing has been great for me so far.


    Jan 31, 2011

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