A Money Coach in Canada

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This morning I sent out one of my “Money Missions” (an e-mail program helping people get super-organized with their money), and for one group, the mission was to choose a not-for-profit, and organize some regular giving mechanism – post-dated cheques, pre-authorized payments, etc.

I had to pause for a moment. The truth is, for the past year, I have given almost nothing, even though I intend to, and desire to. My reasoning until now has been, “I’m building my business”. (Your Money by Design, helping middle-income Canadians become really savvy managing money) “Every dime goes back into building my business”. And it’s true: I’ve been personally living more frugally than I have in my life. And yet. I have cable. I have internet. I bought a gorgeous new mac. I bring in a cleaner for my condo from time to time. And yet I “can’t afford” to give?

Time to change this. I’ve now sent monthly cheques off the the charity of my choice. They’re not massive, but they’re happening. It feels good. It feels right.

About the Author

Imagine if Canadians were known for being all over their money. Engaged. Proactive. Getting out of debt. Savvy. Saving. Generous. Nancy wants to help. Nancy started her own journey with money over 15 years ago, and formed her company “Your Money by Design” in 2004 to help others along the same path. It’s not the usual financial advising/investment stuff. It’s about taking control of day-to-day finances –managing monthly cashflow effectively, spending appropriately, getting out of debt, saving. If you're ready to take control over your finances, pop by her business site, YourMoneybyDesign.com


  1. tinfoiling

    Excellent points. It is really important that people support something that needs your help. It is amazing what small amounts can do for a non-profit.


    Jul 16, 2007
  2. I fully understand where you are coming from Nancy. I have been in the same boat, establishng my Real Esate career. The first couple of years I scaled back on my spending extensively to put money into the business. It even got embarrassing a couple of times when I was asked for donnations from friends and the “kitty” was dry. I could feel them saying to themselves “You live in Yaletown, don’t you?” Well, I stumbled on and now I am able to have a portion of every transaction go to a charity. I may be a small portion to start but as my business grows the portion grows too. I must say it does feel good to give back.


    Jul 19, 2007


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